20 ways to save $20,000 and travel the world

20 Ways to Save $20,000 this Year and Travel the World

 

There are many travelers out there who wander around the globe on a mere $20,000 a year.  It seems incredible, but when you consider that $20,000 breaks down to about $55 dollars a day, it doesn't seem so crazy.  $55 a day is extreme wealth in many parts of the world, and if you're smart with your food and transport, you can get by fairly well traveling on only $20,000 a year.

Thing is, not many people have $20,000 lying around and so money often becomes an excuse.  A quiet night of TV becomes quick substitute for a dreamlike journey through Cambodia just because you didn't have some extra cash.

Well, no more excuses. Follow the 20 steps below and you will have $20,000 saved in a year and be off to travel Asia, Africa or anywhere else in the world you want to go.

1.  Cut your Cable

It's only for one year and you can watch the big game at the pub or catch your shows on DVD's from the library.  I recently read a post on Advanced Riskology that claimed you could save yourself an extra $133,000 in your lifetime by ditching cable.  Sounds good.  Hey, you think when you are in Buenos Aires you will really care who won Idol?  SAVINGS $780

2.  Brew your own Coffee

I wrote a post just on this and will always remember the day I added up the savings.  It was costing my wife and I over $1,000 a year for Coffee.  No wonder why Dunkin Donuts is on every corner in Boston.  By bringing our coffee to work from home we saved big.  SAVINGS $715

3.  Ride a Bike

I am lucky to live close to work.  But I still live in New England and 3 miles by bike in winter is 10 miles anywhere else.  I sold my car, bought a bike, pocketed the difference and now save on gas, repairs, insurance, taxes and everything else that comes with owning a money sucking vehicle. SAVINGS $3,000

4.  Go to the Library

Libraries today have pretty much everything a family could ask for.  Movies, music, free passes to museums, tickets to local events, tax help, legal help, free internet and, oh yes, books!  All you have to do is return everything on time and it is FREE, FREE, FREE.  Now think of all the money you could save avoiding Barnes and Noble, Netflix and Amazon.  SAVINGS $300

5.  Skip one Family Vacation

This seems obvious if you are saving for a trip around the world.  Yet, an itchy traveler often gets itchy to book a flight and hotel in Orlando.  DON'T DO IT!  Talk yourselves out of it.  You'll be on your way soon.  SAVE! SAVE! SAVE!  SAVINGS  $1,200 -/+ a few hundred.

6. Don't Buy a Pet

I know, I am going to offend some folks here. But people, your pets are costing you A LOT OF MONEY and owning a pet is getting a bit strange.  I read recently that 42% of dogs sleep in the same bed as their owners.  42%!  There's some lonely folks out there and I get that.  Some people just love animals and I get that as well.  But pet ownership has gotten nuts!  Have you heard that neutered dogs can have testicle implants "installed" for just under $1,000? I kid you not!  I love animals.  I love dogs.  But if you have any aspirations for a Great Family Escape, don't get a pet.  And if you have one, start thinking down the line.  Dogs don't do very well on Chinese trains.  SAVINGS $750

7.  Clothes Shopping

Worry not fashion folk, we have a plan with this one.  The US Department of Labor estimates that the average family spends $1,881 dollars on clothes a year. I think our family of 4 can do better than that, and dress pretty well too.  We go clothes shopping 4 times a year and we spend $300 each time.  We always have something new, "In Season", and we spend a lot more time with each other than we do standing in lines at the mall. SAVINGS $681

8.  Stop Eating Out

Here's the thing about eating out.  It's not the food that attacks your budget, it's the tips and drinks.  Let's say you eat out once a month at a decent restaurant.  So that's about $65 for a family of 4, but add $10 (or more) for a tip and $10 for dad's beer and mom's glass of wine.  That's $85.  That's over $1,000 dollars a year for 12 meals.  Cut that in half and you save some decent money. SAVINGS $500

9.  Skip Ballet

I don't know why we parents do this.  Why do our kids have to have introductory courses to every activity on earth?  Soccer camp, Spanish classes, drama, ballet, gymnastics, summer camp, baseball, drawing, violin, girl scouts, math club, music and dance. Your kids just want to play.  Yeah, I get that people work and our kids need a structured place to go, but could someone just sit at the park with them?  Aren't the recitals and video cameras and "BIG"  games just getting a little overdone?  Maybe I'm overstating the issue.  Then again, if I skipped everything my daughter was involved in this year I would have saved over $5,000!  No wonder why I have feelings on the subject, this is part of the reason we are getting out.  $5,000 is a fortune in most countries and I just can't do it anymore.  That's horrible!  $5,000 for camp, soccer and Peter Pan.  I hope you don't spend as much as I did on creative kid daycare, so I will budget the savings low this time.  SAVINGS $700

10.  Do not go to the movies!

I was once a film guy.  Lived in Hollywood, played around on the sets, sat in Tom Cruise's chair and watched him get really pissed off.  I saw the faux of Hollywood.

Do you know how movies make money?  Popcorn and Soda.  That's it.  That's why they charge you 10 dollars for some corn seed and sugar water that in reality costs about 15 cents.  Hey, they've got to make a living right??  Just make sure they don't make it off you.  With Netflix, Redbox and Hulu charging pennies for watching films, who needs to drop $50 bucks for endless previews and the world's most expensive corn?  5 Family Movies - SAVINGS $300

So, we are 10 money-saving moves in and have saved $8,926 dollars so far.  I have decided to enlist the pros for the rest of the journey.  I decided to put a little travel twist on this part so let's see how it goes.

11.  Do Not Buy Souvenirs

Nora Dunn is one of the queens of world travel and has a site called The Professional Hobo.  She also claims to be able to travel around the world on only $14,000 a year.  You can see how she does this HERE, but one of her big tips was not to buy souvenirs.  I agree. We might as well add unnecessary toys, games and anything from an antique shop or thrift store.  You don't need it. SAVINGS $400

12.  Ditch the Gym Membership

Some gym memberships have dropped really low.  Maybe even $10 bucks a month.  But you don't need it.  I was reading a post on traveling the world for free which noted how when you travel you leave it all behind.  True, but you can always exercise - remember running outside, on solid, non-conveying ground?  You don't need a gym at home or on the road.  Ditch it. SAVINGS $350

13. Cheap Eats

Some of the cheapest foods are the healthiest foods. You might as well save a few bucks and eat healthy. These guys at As We Travel have a pretty decent list. Make some adjustments to your groceries.  Shop less, be less spontaneous.  And never shop hungry.  SAVINGS $1200

14. Kill your Vices

I do not even want to go back and calculate how much money I spent on cigarettes and alcohol in my life.  10's of thousands I would guess.  I quit smoking years ago and have slowed down with the booze.  However, when a person travels, the atmosphere often takes over.  BootsNAll is a fantastic travel network and has great tips on budget everything.  Cutting out smoking and alcohol can save you cash whether you're traveling or at home, not to mention the money you'll save on medical bills later on. SAVINGS $1,500

15.  Stop using the Mail

Travelers have gone digital. Texts, emails, videos, all your communication can now be done wirelessly and often for free. Actually, at almostfearless.com you can get an ebook on it.  So why keep sending Christmas cards, birthday cards and get well cards by mail? It all adds up.  Let's say 100 cards a year.  $2.99 a card, plus postage.  SAVINGS $334

We are at $12, 710 dollars saved right now.  That's a lot of travel money.

16. Taxes

Nowadays taxes are easy and can be done anywhere.  Please use turbo tax, your life will be so much better because of it (they DIDN'T pay me to say that). Learn to make the right adjustments and use your deductibles.  My taxes are done in 40 minutes and I get a check for $4,000 a few weeks later.  SAVINGS AVERAGE $3,000

$15,710, only $4,290 left!

17.  Buy a fan and a sweater.

It's just a matter of comfort, really.  None of us really need heat or air conditioning and you will find most countries don't either of use them anyway.  Might as well get used to it.  Making some agressive cuts to your heat and electric bill can save a lot.  Turn everything off when you leave and try to get out of the house. SAVINGS $1,200

18.  Buy a Piggy Bank

Try an old school approach and get your kids involved.  At the beginning of each month get out $150 in 5 dollar bills and have the kids stuff the piggy bank.  Say it is for Disney World or a stroll in Siberia or something, they will get into it. SAVINGS $1,825

19.  Take Two of These and Call Me in the Morning

Do you really have to go to the doctor that much?  I think we Americans go to the doctor a lot, like whenever we feel like it.  I'm not sure that's what doctors are for.  And did you ever notice how 99% of the time you spend 5 minutes at the doctor and they send you away with a few prescriptions and a follow up appointment?  And then a few weeks later another visit and another follow up appointment.  Hmmmmmm . . . . .

Ok, enough of the sarcasm directed out our terrible scam of a health care system. Point here is co-pays and prescriptions add up.  I pay $20 bucks every time we go to the doctor and with 4 of us that is about 15 times a year, plus prescriptions.  SAVINGS $500

20. Be Happy

You just managed to save $19,235 dollars in a year without making any extra money at all, you can't save another $765 on your own?  We will see.  Leave a comment below and give us your best idea for saving some extra money for your family's global travel adventures.

I hope this list is helpful for people.  Even if you take advantage of half the things on here, you will be well on your way to a serious travel fund.  Traveling around the world on $20,000 is possible.  And you're not limited to saving for only one year. Start today and keep going.  The world is waiting.

Thanks to Talke Photography for the pic on Flickr!




'20 Ways to Save $20,000 this Year and Travel the World' have 37 comments

  1. April 1, 2011 @ 6:14 pm Britney

    Great post! It is great to get some 'real' tips on how to save and to see the actual calculations right there. It is amazing that things we do 'every now and then' can really add up over the course of a year.

    Just adding to the ideas already here - portion sizes - of all types - food, hygiene items, articles of things in home, etc. If all can be adjusted to be a bit smaller savings really adds up. It is also better for all involved to learn to use less of everything - less food on your plate, less books on the shelf, less clothing in the closet, even (and really can be done) less toilet paper. We hardly use paper towels all because we just are out of habit of using them.

    Also, a fun idea as you seek to 'purge and save' is finding things that can be done in the community, or creating community. One fun thing we have been into recently is brewing. After you have the equipment (which could be a holiday gift), it is a lot cheaper to brew good beer than to buy it. And as you brew with others it is really a great afternoon/evening of time together. Even our friend's kids get involved with bottling it, as well as learning about the 'science' aspect of it all.

    Last, but not least, a few grocery trips with just a set amount of cash. Sure, you don't get the credit card perk... but if all you have is 50 bucks, that is all you can spend and it could be a fun adventure figuring out ways to make a week of meals on that and can be very do-able!

    Keep the great posts coming - very enjoyable!

    Reply

    • April 3, 2011 @ 2:50 am Justin

      Agreed! We never use paper towels, we just got out of the habit and now we never think of them. And the beer brewing, well that should have been #1 on my list.

      Thanks Brit!

      Reply

  2. April 13, 2011 @ 5:18 pm Lisa

    Great list. How about ways to EARN extra money? Sell some things that you don't need or want. Garage sale, ebay, or craigslist.
    We are a family traveling fulltime in an rv around the U.S. Whatever we can fit in the motorhome is all we own. We are also work campers. We get seasonal jobs when we need to earn a little extra cash. I have found people that say they would love to do what we are doing but most people don't make it a priority to really work towards making it happen.
    Check out http://www.familiesontheroad.com

    Reply

    • April 14, 2011 @ 12:24 am Justin

      Lisa,

      Yeah, that was my "save" list. I'll do an "earn" list at some point.

      Could not have said it better though lisa. This type of lifestyle does not just develop over night. It takes a long time and a lot of adjustment. I know it sounds crazy to some, it is tough to see outside the box. All I know is I want to spend time with my kids and family and see the world. Whatever I did for the first 15 years of adulthood didn't really provide me with those options, so my wife and I decided find a way that did. That's what this site is all about. Hopefully it cna grow and help everyone find a way that works for them.

      I'll definitely be checking out http://www.familiesontheroad.com, actually I already have.

      Justin

      Reply

      • May 23, 2012 @ 7:24 pm Danielle

        I'm really looking forward to the "earn" list its definitely what I need to be working on the most right now.

        Reply

  3. April 19, 2011 @ 6:02 pm Joanna

    We're going to be taking our 6-member familiy on a month-long camping trip across the US in June and after that we're relocating from PA to CT so I'm thinking a lot about downsizing and being on the move. (By the way, I'm so jealous of your international travel plans.) One thing we're doing to save money and live more simply is cutting WAY back on cleaning supplies and beauty products. Baking soda and/or vinegar can be a substitute for almost anything under your sink. Also, I have replaced my face wash, shampoo, body wash, hand soap and woolite with a single bottle of baby shampoo/body wash. Gentle and simple. The whole family can use it.

    Reply

    • April 20, 2011 @ 3:19 am Justin

      That's Great Joanna. 6 months is a long time. Your right, cutting back and finding better uses for common products can be a big money saver.

      Don't be jealous! If you can do 6 months, you can do any amount of time. It took us a while to get to this point and we are still a long time away. It can be done. Keep in touch and let us know how your trip goes. 6 of you, that should be a lot of fun!

      Justin

      Reply

  4. May 8, 2011 @ 8:41 pm Jim

    Bluntly, but honestly: this article is pretty much useless except for already well-to-do. You don't state how much you earn or how much you spend outside of these savings. What if someone only makes $25,000 a year?

    Reply

  5. May 8, 2011 @ 9:42 pm Justin

    Nice Jim! I love blunt and honest!

    I don't see how cutting-back matters much in comparison to your income. What does my income have to do with making use of the library, avoiding the movies or keeping my heat off. Savings is savings regardless of how much you make.

    I could understand if I had a Lexus and sold it and claimed I was saving $50,000 a year by doing that, but that is not what the article states. Riding my bike as opposed to driving my 1994 Subaru Outback saves me on gas, oil changes and repairs - that is all. It has nothing to with wealth or income really. I think the items on the list are fairly common for most people.

    These are tips I have used to help my family save. Have you ever used any of these? Do you have some ideas to add? Happy to discuss this more if it helps people get where they want to be.

    Justin

    Reply

    • June 21, 2011 @ 5:30 pm Krista

      To back up what Jim is speaking of and how it makes sense what he's saying...some folks live the bare minimum already, paycheck to paycheck, and there really is no more cutting back...already never had a gym membership, cable, live without heat or a/c, etc. So many cutbacks were cutbacks from luxuries many don't have though I realize that many do.

      I think the article is useful for many people, but the type who might be reading a blog about living an alternative lifestyle are already probably living alternatively. Ways to find or earn money quickly might be useful which I will check out to see if you have done yet. Financial Peace University (Dave Ramsey) had a great challenge of coming up with $1000 quickly by looking for something to sell. It was surprisingly easy to come up with $1000 that it makes you want to do it again and again.

      Also those who've been hit hard financially due to health crisis (like me) or some other crisis, the idea of cutting back is quite difficult when survival is the priority...though travelling is not the priority now - why do I read about it? To maintain my idea of hope that someday I will be able to...cheers! I'll be following you and your adventures vicariously :)
      Krista recently posted..UPDATE to Up- Up and Away!

      Reply

  6. June 29, 2011 @ 9:28 pm Amy @ CreditDonkey

    Thanks! That's easy, $765 is only $2 a day. I think anyone can save that little bit of cash on top of all the great savings you have helped us realize! This is indeed a great reminder, and a goal worth saving for, the $20000 traveling around the world. Let us see who gets there first, anyone?
    Amy @ CreditDonkey recently posted..Summer Road Trip - 4 Credit Card Tips to Help You Save

    Reply

  7. September 18, 2011 @ 9:40 pm KingFamily4

    There's a lot a great ideas here. One more good one is to stop paying interest on your purchases. Save up for anything big that you need(and make sure you really NEED it). Also, the banks don't really need all those fees, so don't give them any more than you must. If you are careful which ATM you withdraw cash from, you'll save lots. There are a lot of banks out there that offer free accounts, so use 'em.

    Reply

    • May 1, 2013 @ 6:40 pm Justin Mussler

      Interest on anything is a total waste! If you can't pay for it now, you should get it! Totally agree! Thanks!

      Reply

  8. September 29, 2011 @ 10:52 pm michael

    Most of those are good but i feel i just have to say the doctor is important and if you stop seeing him you could develop serious health issues and in the long run it would cost you even more money and possibly your life. but great article

    Reply

  9. November 9, 2011 @ 4:26 pm fly

    wow... i do pretty much all of these already and i still don't have that much at the end of the year to go traveling with.

    Reply

    • January 6, 2012 @ 12:46 pm Justin

      Keep saving! You'll get there.

      Reply

  10. January 6, 2012 @ 12:32 pm flysfooty

    worst thread i've ever read.
    most ppl looking for ananswer to a question like this don't have gym memberships and send their kids to ballet. what planet are you on?
    most ppl can only afford to get by and were hoping for some decent ideas on how to stretch the extra $50 a week they have left over.
    instead you come up with a whole bunch of ways to save cash by getting rid of luxurys most ppl don't even have in the first place.

    pls take my advice and don't write another thread, your obviously an idiot.....

    Reply

    • January 6, 2012 @ 12:46 pm Justin

      Awesome! I needed that!

      I suppose you have a point. But if you read the post you'll see we agree. These are luxuries, and that is my point. Many do not see them as such. Don't tell me only the wealthy go to Starbucks, the movies and drive cars. C'mon. Read it!

      Reply

  11. January 10, 2012 @ 8:28 pm Jordan

    Awesome post. I am currently 1/4 of my goal to 40,000 to travel the world, and I hope to be able to to-so in the next 2 years. Reading this has helped, thanks! :D

    Reply

    • January 10, 2012 @ 8:44 pm Justin

      Thanks Man! I knew their were some good ideas in here. You're on your own? $40,000 could get you 2 years of traveling the world. Keep saving. Save every penny. Every dollar you spend now if one less beer in . . .

      Good Luck!

      Reply

  12. April 1, 2012 @ 6:34 pm Roxana

    Right before my birthday I give myself a $25.00 a week budget for two months. ( I did this for about two years in order to save up for graduate school ! and it was the best time of my life)
    That means NOTHING extra !!! NO eating out, no mani's or pedi's, NOTHING, NOTHING !!I try to use up all the products I have in my medicine cabinet and pantry etc. Afterwork on Friday I stay home until Monday morning in order to save on gas ! If I need something I walk to the drug store or supermarket. During this time I clean out my closets, drawers, refrig !! EVERYTHING slowing and with a lot of love !! I caught up on reading and emailing friends, write letters, work on art projects etc. I go on long walks on Sunday afternoons. I spend a lot of time with my self and with my close family. I still have contact with friends etc but they know that Im on a very strict budget and ive taught them to respect this yearly ritual.
    I create long todo list and enjoy crossing out things I have accomplished. I clean out my home office and closet. I give away what I don't want or need. Actually, this ritual makes me feel so HAPPY !!! and when my birthday arrives I feel so accomplished, fresh and ready to start another year of my life and with a sizable bank account !!!

    Reply

  13. June 24, 2012 @ 5:54 am Paul

    I am glad to see that someone who is well-off in terms of income is posting the required advice to save money. Most middle income people do not save because they got that income level gradually.. and as their income increased so did their expenditures, mostly on useless luxuries that only waste money and actually make you less healthy (like drinking too much sugary coffee or driving instead of biking).

    I myself am only 22 years old, I only make $15,000 a year.. but I save close to $7,000. I just cut back in every way. I live with two roommates so I pay rent, and food. That's it.. nothing else. I bike to work. No cellphone. The internet is how I get my entertainment.

    It's very simple, and it works. I am happy. I can only imagine how much I'd save if I made even $40,000 a year. At least 30k a year. That'd be something.

    My problem is not saving money, it's earning it. I don't want to get a job that is stressful, but I know of no jobs that pay well that aren't.

    Reply

    • June 24, 2012 @ 6:42 am Justin Mussler

      Paul. You're 22. Get the hell out of here. Go abroad. Teach English. Go work on farm in Australia. Do it! All the best, Justin

      Reply

  14. July 7, 2012 @ 8:27 pm Emily

    I'm with you Paul! I'm 24, have two jobs, and make around 17,000 a year...with TWO jobs. And one of them is actually my lifelong dream career (California sea lion trainer). But saving for me is a priority so I do it!

    I don't have AC, I barely turn on my heat in the winter (in New England...that's what blankets and layers are for! But damn is it cold), I don't go out or buy things, I have a $50 a month food budget, and drive as little as possible (though I could probably cut back on this more). I'm paying way too much for rent now so I'm going to search for a roommate or a new place soon.

    It's all about what's important to you. I love my job...LOVE it. But thinking about traveling the world just makes me completely happy and excited. Jobs in my field will always be there and I don't want to wait until retirement to start traveling again. Right now my focus is on paying off my student loans (I was able to put down 1300 this month!), but once that's done it's all about the travel. I know I'm not going to make a ton of money over the next two years (when I'm expecting to take off), but I've fit two years of holiday working visas into the plan to make some cash as I travel!

    No matter what your yearly income is, "If it's important to you, you'll find a way. If not, you'll find an excuse".

    Reply

    • May 1, 2013 @ 6:45 pm Justin Mussler

      I agree! It doesn't take much money to travel. Try housesitting! Look for jobs in Australia or New Zealand. Go work on a farm for 6 months!

      Pay off the loans! That is a good thing.

      Look, I am 38 and it took me over 3 years to get ready to travel. It takes time to work a dream into your life.

      But if you are young, go travel! You could make $20,000 a year teach English in Korea and have a free place to stay! Go look!

      All the best!

      Reply

  15. September 11, 2012 @ 2:13 pm Plans to save « Zoe's Next Chapter

    [...] a post by Great Family Escape I’ve decided to start getting rid of useless things. Visit the link to check out the full [...]

    Reply

  16. October 29, 2012 @ 4:39 pm kyla

    Hmmm... I do almost all of those things all ready and live in Canada so the doctor thing isn't a big issue... I would have to continue for another 15 years or so to get that 20 000 saved for travel... i work hard and still only make about 10 000 a year with annual expenses of about 12 000... I think another option you didn't mention is not turning your nose up at job placements!

    Reply

    • October 29, 2012 @ 5:16 pm Justin Mussler

      Well, I can see from your blog that you are 21, and around that time I was making about the same as you, maybe less. Obviously this article is more written for families and those maybe a bit older.

      At your age there is an abundance of opportunities to work abroad and earn money through programs and such. I can't do that anymore, most countries don't allow people over the age of 30 to find work so easily. If you really want to travel, look to work abroad, get a job on a cruise ship, go teach overseas.

      On another note - it is impossible to "save" $20,000 if you are not "making" $20,000. I guess I assumed that was a given, but my mistake.

      Good luck to you and look into working abroad.

      Reply

  17. February 22, 2013 @ 4:15 pm Connie

    This is awesome! I read many comments that states that people simply can't relate. I think we are missing something big here. It's mere inspiration. Look at your "own" life and see how you can cut back. I typically spend $14 a week on soft drinks and coffee. I am challenging myself to put that money away. I have a small amount deducted from my paycheck to savings, I have cancelled a few subscriptions and applied that money to my savings. By June I will end up with $1000. That's enough for a few small road trips for my family of four. You can do, and learn more innovative ways to save. Thinking about going to movies, add up the cost, put it in your piggy bank and stay home. That movie will be at the red box in 4-6 months. Good Luck All!

    Reply

  18. April 13, 2013 @ 12:15 pm Mumu

    great post thanks so much, it works I paid of my debt this way.

    Reply

  19. April 13, 2013 @ 12:55 pm Garrett

    First of all, I think this is great. Excellent list full of excellent ideas. Just wondering if anyone has any experience making money while abroad. My plan is to get a boat and sail the warmer part of the world. (No gas bill, internet, phone, tv, and most of all rent) just food, and seeing as I know i'll like this, I just want to know if there is any way anyone has come up with to make just enough money for food and boat repairs while abroad?

    Reply

    • April 26, 2013 @ 1:04 am Justin Mussler

      They certainly have Garrett! Keep looking around the web.

      Save your money, pay off the debt, do the the things you enjoy and believe in, and work hard - you'll figure it out! So many ways to make money!

      Reply

  20. May 1, 2013 @ 3:25 pm Jess

    Sorry for the negative comments. While it's true that there are people making less than $20,000 (I've been there)and who already forgo these items, it's also true that there are a lot of people in America that don't even view the items on this list as luxuries but as necessities. Reminders like this are good, in my opinion, to show that you don't need near everything you think you do. And, if you're dreaming of a different life, you can find a way to make it happen, even if it takes a while.

    You asked for any other ideas, these are small but over the five years we've been doing them, I'm sure they've added up. Grow as much of your own food as you can and make as much as you can from scratch. Use cloth napkins and rags instead of paper napkins and paper towels, and make your own cleaning products and/or soap. So basically just live like people used to-more simply :) This year we've also been making all of the gifts we give and it's been a major hit so far-homemade Nutella is the favorite so far.

    Love reading about your adventures! We've been on some of our own and are planing longer ones once our babies get a couple years older.

    Reply

    • May 1, 2013 @ 6:35 pm Justin Mussler

      Thanks, Jess! Great ideas you have here! Homemade Nutella??!?!?!

      Some people will find anything to complain about. They just can't see the light at the end of the tunnel.

      You are right. It's not about how much you make, it's about how much you save. You just have to find ways to make changes, regardless of where you are at!

      Reply

  21. May 2, 2013 @ 4:58 pm Cinda

    Howdy! Someone in my Myspace group shared this website with us so I came to check it out.
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    Reply

  22. August 30, 2013 @ 11:08 pm hope

    I do all this . I do save some money

    Reply


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